Florex

At Barbon, we support a diverse range of organisations. This includes Floréx, a flower bulb wholesaler navigating rapid expansion, seasonal peaks, and tightening underwriter requirements. Because their seasonal peak causes a massive surge in inventory value within a brief six-week window, their existing insurer demanded stringent additional measures to maintain coverage.

To resolve this, senior account manager Robert Smit and risk engineer Jurjen Burghgraef from JB Risicobeheer conducted a comprehensive on-site assessment of all processes, installations, and potential hazards. By weighing a precise probability and impact analysis against the underwriter's demands, we quickly identified key areas for optimisation. Crucially, the data proved that Floréx was fundamentally insurable without requiring massive capital investments in preventive hardware.

Thanks to close collaboration between Barbon, JB Risicobeheer, and the involved insurers, we designed a tailored risk strategy. The result? A highly optimised solution featuring lower premiums and significantly better-aligned terms. By applying an entrepreneurial mindset to risk management, we delivered an insurance framework that syncs perfectly with Floréx’s seasonal dynamics. The client describes our approach as "seamless, collaborative, and entirely solution-oriented"—and now actively recommends Barbon as a broker that looks far beyond standard policy templates to truly think like an entrepreneur.