Sector
Data-driven risk management for housing associations
Grip on the future
Housing corporations are facing an enormous task. The national performance agreements regarding new construction and sustainability demand a lot from your organisation, your team, and your budgets. In practice, we see that sustainability brings new fire risks. Insurers often react to this with generic premium increases and stricter conditions for your fire insurance, which increases the pressure on your financial planning.
Predictability in challenging times
Barbon helps you to take back control of your fire insurance. We do this with a powerful three-pronged approach: risk engineering, insurance solutions, and claim forecasts. With data and risk engineering, we make your risk profile and the future claim costs of your specific portfolio transparent.
We translate your portfolio into objective data. This delivers two things: a file to guarantee the safety of tenants, and the factual substantiation needed for a sharper purchase of your insurance solution.
The result: an insurance solution based on your own data and risk profile. This way, you keep control of your premium and the safety of your property and tenants.
Key risks
Our approach
The Risk Monitor: data reveals what assumptions conceal.
The Risk Monitor maps out the actual risk profile of your property portfolio on a building-by-building basis. This shows you where risks lie, where measures are needed, and what information insurers require to assess your property accurately.
Individual property analysis
The monitor scans each building on more than 200 characteristics, such as roof construction, insulation material, and technical installations. Together with the risk engineers from JB Risicobeheer, we translate this into concrete improvement measures. This allows you to work purposefully on the safety and insurability of your property.Strong substantiation for insurers
With up-to-date data on your buildings, we can give insurers a much clearer picture of your actual risks. This helps in finding an insurance solution and premium that suit your portfolio.Insight for policy and accountability
The risk data also makes visible what maintenance and sustainability choices mean for your risks. This provides you with concrete information to substantiate decisions to the board, Supervisory Board, and other regulatory bodies.
Grip on your digital risks as well
In addition to your real estate, your digital environment also deserves attention. With our Cyber Analysis, we identify where your organisation is vulnerable and what measures you can take to enhance your digital resilience. This gives you tangible insight into what is already well managed and where action is required.
And control over absenteeism
When it comes to absenteeism, the advantage often lies in better alignment between processes as well. Our integrated absenteeism solution connects payroll administration, occupational health services, and insurance. This means less manual work and fewer corrections, as well as greater insight into absenteeism, risk, and premiums.
Curious about where the opportunities lie for your housing association?
Would you like to know where risks lie in your property portfolio, how digitally resilient your organisation is, or how to gain greater control over absenteeism? We are happy to explore this with you. In an exploratory consultation, we will use your specific situation to show where improvements are possible and which solutions best align with them.
"Thanks to Barbon’s data-driven approach, we now have complete visibility over our risk profile. It enables us to make highly informed decisions regarding our sustainability strategy without ever compromising our insurability."
Jeroen Pals, Thuisvester
Relevant client stories
The Risk Analyst for this sector
Robert Smit
Risk management for housing associations requires more than just an insurance policy; it demands a watertight process. We combine in-depth knowledge of the public sector with a sharp, factual analysis of your claims burden. Our risk consultants support you in complex decision-making and procurement processes, ensuring you maintain control over public funds and statutory duties.
Integrating sustainability into existing portfolios and delivering risk-aware new builds. How? Discover the insights in our latest white paper.
Data-driven
Insurance solutions
Risk management
What does a cyber insurance policy for housing associations cover?
What is the Risk Monitor?
Do I need to inform my insurer about sustainability measures such as solar panels or a heat pump?
