Sector
Data-driven risk management for housing associations
Grip on the future
Housing corporations are facing an enormous task. The national performance agreements regarding new construction and sustainability demand a lot from your organisation, your team, and your budgets. In practice, we see that sustainability brings new fire risks. Insurers often react to this with generic premium increases and stricter conditions for your fire insurance, which increases the pressure on your financial planning.
Predictability in challenging times
Barbon helps you to take back control of your fire insurance. We do this with a powerful three-pronged approach: risk engineering, insurance solutions, and claim forecasts. With data and risk engineering, we make your risk profile and the future claim costs of your specific portfolio transparent.
We translate your portfolio into objective data. This delivers two things: a file to guarantee the safety of tenants, and the factual substantiation needed for a sharper purchase of your insurance solution.
The result: an insurance solution based on your own data and risk profile. This way, you keep control of your premium and the safety of your property and tenants.
Key risks
Our approach
The Risk Monitor: data exposes what assumptions hide.
The Risk Monitor is a data analysis tool that maps the actual risk profile of your real estate portfolio per building, instead of relying on assumptions. You gain control over your portfolio and secure the insurability of your property.
Individual property analysis
The monitor scans each building on more than 200 unique characteristics, such as roof construction, insulation material and technical installations. Together with the risk engineers from JB Risicobeheer, we translate this into targeted advice for sustainability, so that you make conscious choices for the safety of people and buildings.
Strong substantiation for insurers
With detailed data, you stand stronger in the market. We present your risks based on the actual, current situation instead of market averages, which increases the likelihood of an insurance solution and premium that align with your specific profile.
Governance accountability
The risk data provides insight into future scenarios, for example, what postponed roof maintenance means for claims costs in five years' time. This provides you with the factual substantiation to demonstrate to regulators that you, as a board, are 'in control' of the safety of your tenants and real estate.
Digitally resilient alongside real estate
While the Risk Monitor provides a grip on physical property, our Cyber Analysis offers insight into your data security. Housing associations are vulnerable to data breaches and, as chain partners, may have NIS2-related requirements imposed on them. Our analysis tests your organisation against the ten duty of care measures prescribed by the NCSC to regulated sectors, so that you voluntarily meet the same standard.
No-obligation demo
We would be pleased to show you how data analysis relieves your team and strengthens your purchasing power. Please contact us for a no-obligation demo.
"Thanks to Barbon’s data-driven approach, we now have complete visibility over our risk profile. It enables us to make highly informed decisions regarding our sustainability strategy without ever compromising our insurability."
Jeroen Pals, Thuisvester
Relevant client stories
The Risk Analyst for this sector
Robert Smit
Risk management in municipalities requires more than just an insurance policy; it requires a watertight process. We combine in-depth knowledge of the public sector with a sharp, factual analysis of your claims experience. Our risk analysts support you in complex decision-making and procurement procedures, ensuring you maintain control over public funds and your statutory duties.
Integrating sustainability into existing portfolios and delivering risk-aware new builds. How? Discover the insights in our latest white paper.
Data-driven
Insurance solutions
Risk management
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